Steps to follow to acquire an affordable housing
Fernando Soto-Hay recommends contracting the least amount of credit possible; In addition, the ideal is to consider at least 20% of the down payment for any type of home
According to document what works and what does not in the house?, Of the Institute of the National Housing Fund for Workers (Infonavit), one housing social interest is one that promotes the proper use of government resources to facilitate construction and acquisition of real estate of this type.
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Likewise, social housing must offer elements that allow its inhabitants to carry out their daily activities; as well as covering their basic needs and having a good quality of life.
These types of properties are classified into three segments, according to their price range:
- Economic: reaches a price of up to 311,656 pesos
- Popular: up to 528,230 pesos
- Traditional: maximum price of 924.403 pesos
If you want to acquire a social housing, the real estate portal Propiedades.com shares some points to consider before making the purchase:
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The first thing is to make a savings budget for the down payment of the property. Fernando Soto-Hay, general director of Tu Hipoteca Fácil, recommends contracting the least amount of credit possible; in addition to that, according to him, the ideal is to consider at least 20% of the down payment for any type of home.
In other words, for a house of 311,656 pesos, a down payment corresponding to 20% would have to be given; that is, 62,331.20 pesos. In the case of a Popular, it would be 105,646 pesos; while, for a Traditional, it would be 184,880 pesos.
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Leonardo González, Real Estate analyst at Propiedades.com, suggests contributing a minimum down payment of 15% and adjusting the term of the mortgage, according to the income flow of each person.
In addition, before having a fixed amount of the down payment, it is important to consider that there are other initial expenses: deed and notarial services.
Mortgage credit
Soto-Hay points out that the best financing option will be the one with the most accessible interest rate. Also, it is important to analyze the Total Annual Cost (CAT) before making any transaction.
As it is a low-income housing, it is best to use credit instruments from both the Infonavit and the ISSSTE Housing Fund (Fovissste).
Other elements that must be taken into account before acquiring a mortgage loan are the indicators; mainly the Price to Income , or the amount of income compared to the price of a property.
In this way, it will be possible to know the payment capacity that one has, and avoid assigning more than 40% of the income to the monthly contributions. According to González , it is desirable to project income (sources, cost savings or productive projects) in the long term, to pay off the debt as soon as possible.
Final Fantasy IX cheats for Android
Also known as Final Fantasy 9 .
Cheat Index
risk of rain 2 console commands
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HADES
Near the end you will find an optional boss, Hades. If you win, you will have at your disposal an item synthesis shop.
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OZMA
He is the most difficult optional boss in the game. To get to it you will need to progress in the chocobos minigame.
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CHOCOBOGRAPHIES
Guide to get all the chocobographies of the minigame.
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VIDEO GUIDE
Problems to overcome the mythical Final Fantasy IX? Here is a guide.
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JUMP ROPE MINI GAME
Get up close with Vivi to the skipping girls near the ticket booth in Alexandria. Talk to them and jump when the symbol appears. Do it to win the following prizes:
20:10 Gil 50: Cactus Letter
100: Genji Card
200: Alexandria Card
300: Tiger Racket
1000 Card: King Of Jump Rope (Key Item)
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CHANGES IN THE END
Finish the game with Cinna's Hammer in inventory, and / or "Save the Queen" to see new scenes in the ending.
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CATCHING FROGS WITH QUINA
In the frog capture minigame you can get up to 99. The prizes are as follows:
2 Frogs - Rough Gem
5 Frogs - Ether
9 Frogs - Silk
Robe 15 Frogs - Elixir
23 Frogs - Silver Fork
33 Frogs - Sybarite
45 Frogs - Boots of Fight
99 Frogs - Gourmet (you need a high level) ).
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LOCATION OF STELLAZZIO
Get all the Stellazzio in the game. The rewards for each one you bring are the following:
1. 1,000 gil
2. Phoenix Pinion
3. 2,000 gil
4. Bloody Sword
5. 5,000 gil
6. Elixir
7. 10,000 gil
8. Black Belt
9. 20,000 gil
10. Rosetta Ring
11. 30,000 gil
12. Robe of Lords
13. Hammer
Top of Form
Bottom of Form
Other tricks of the Final Fantasy saga
Mobius Final Fantasy - Cheats ( Android )
Final Fantasy VII - Cheats ( Android )
Final Fantasy VI - Cheats ( Android )
Mobius Final Fantasy - Cheats ( iPhone )
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